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Your credit card debt will probably be discharged whether or not the harmony is $5 or $5,000. There’s no benefit to making a payment and striving to reduce your harmony appropriate before filing bankruptcy. Rather, it’s usually much better to work with that cash to pay your living charges or your bankruptcy filing fee.Filing for individual bank

On the other hand, you will not wish to use your credit cards knowing you intend to file for bankruptcy. The credit card company can file an "adversary continuing" lawsuit alleging fraud and request the courtroom to exclude the debt from a discharge.Also, make sure that the creditor or lender hasn’t moved your stability to another account or open